JavaScript must be enabled to use this site.We're sorry for any inconvenience. there's no excuse for this money-grubbing by the Myki corporation. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. How can I check the balance of my myki card? Here are some tips to save on fees and interest on a balance transfer. WalletHub Answers is a free service that helps consumers access financial information. Student passes and concession cards cant be replaced online or over the phone. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Why is it impossible to transfer money online between different Myki cards? Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. 0000014515 00000 n
This answer was first published on 03/01/23. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Hold the phone still when touching on and off. Check your phone to make sure you're connected to WiFi or mobile data. Manage another person's myki I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). For more information, please see our Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. 0000005119 00000 n
When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. This is how I feel when people ask if I can fax them a form. Public transportation passes transfer on Google Pay android phones. Whats the Difference between Business vs. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). I want to transfer the $19.90 to the card with $6.54 on it. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. (by Issuer). What if my card is lost or stolen? This 0% interest period can help you carry your debt for a limited time without paying interest. Your myki money or pass can then be transferred to a new smartcard. 178 39 Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Your current balance will be transferred to the new myki, which you can use immediately. Get up to 5% cashback in rotating and newly added everyday categories. Assume that your new card charges a 3% balance transfer fee. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. 187 0 obj I never bothered to do it. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. At this stage, these are the only card types available on Mobile myki. Most people would keep the same card for years. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. <> Save Big With Low-Rate Balance Transfers. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. No wonder the thing cost more than a billion dollars. For example, one person can manage mykis for family or friends. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. endobj The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. This may also be an anti money laundering thing. Why do you need to keep swapping cards? You can request a new, free myki smartcard through your online account. It's shit like this which makes me happy and proud I have never used Myki in my life. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. endstream They earn interest on it. They are good for people who use transport frequently. Keep in mind that credit utilization is also affected by individual card balances. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. This will let you manage your myki as you would a physical myki card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Your balance is protected from the time you tell us your myki is lost or stolen. Learner permit or driver test. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. What is the best low interest credit card? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. I understand your frustration, especially when it's something that can be done quickly. Start the process by listing out your current credit cards, writing down each . Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. By phoning 1800 800 007. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Auto-load is the same as auto top up. 2. 0000001429 00000 n
Reddit and its partners use cookies and similar technologies to provide you with a better experience. Can You Get a Student Credit Card With No Income? 3. We cant replace a lost or stolen unregistered myki. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. How are Banks Adapting to Meet New Needs Because of Coronavirus? Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. We're working to improve the messaging. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". I know it's not possible to do it online. How to Add Authorized Users & Employee Cards on a Business Credit Card? Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. No, you cannot transfer a balance from one Synchrony Bank credit card to another. Well block your myki and arrange a replacement myki. Just one more benefit you enjoy as a COPFCU member. For more information, visit the V/Line website. But is it possible to go to a ticket booth. Then he said he could order a replacement one to be posted to me. For more information see Google Help and Support. What is the best balance transfer credit card? The only way is to download a form, fill it out, post it in, and wait weeks. Your balance is protected from the time you tell us your myki is lost or stolen. All myki smartcards expire after four years. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. You can also request up to two years of travel and transaction history by calling1800 800 007. 182 0 obj 0000002627 00000 n
What are the best Ways to Start Travel Hacking? About a week back, I went from Frankston to St. Albans, changing at Flinders. Choose your top up value and minimum balance. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. According to the Fares and Ticketing Manual (ptv.vic.gov.au) However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Create an account to follow your favorite communities and start taking part in conversations. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. 0000004139 00000 n
Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Then I begrudgingly bought a new Myki card. What is the best cash advance credit card? If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Find out how much to top up at Fares. I realise this is not a life-changer, but there's a principle at stake. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. It appears as a "Approved Level 2" request on my myki account on the website. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. What is the best credit card for fair or average credit? 0000003206 00000 n
Once you do, carrying out a balance transfer becomes rather straightforward. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. You would think they could have done it over the phone. Your original go card will be cancelled immediately and cannot be used for further travel. What Happens to a Student Credit Card After Graduation? With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Please note you cannot replace a lost or stolen myki at a premium station. 184 0 obj Posting by mobile so you can find it yourself ;-). Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Your myki smartcard expires after four years. In my experience touching on is quicker than validating a metcard. No. The system was developed by Kamco (Keane Australia . there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. The system was delivered more than $500m over budget and behind schedule. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. 1. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Within the phone, go to Settings > System > About phone. What is the glossary of common credit card terms? You can replace your ticket if its expired, damaged or defective. If you're still travelling after 2 hours, you'll be charged a daily fare. <> If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. A Mobile myki expires after two years. What a frikkin waste of money! Please note, balance transfer is not instantaneous. Step 4: Analyze Your Top Picks. A quick tutorial to transfer your myki balance between google pays on different android phones. Mobile myki will now be reactivated on your phone, with your account details the same as before. I have had a myki card virtually since the start date. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Here's where to find it: After logging in to your account, go to "Card Details.". They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. endobj WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Whats the Difference between Business Line of Credit vs. Business Credit Card? Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! . Edited for typos. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. How Many Credit Cards Should a College Student Have? It also protects your myki balance if you lose your phone or it's stolen. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. A Mobile myki expires after two years. Auto top up and Auto-load cant be transferred to your new myki. Apply for a traffic accident report; Remember to top up with enough money to pay for your entire journey. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Your first touch on creates a 2 hour fare. This is regardless of whether there is a myki pass or existing fare on the myki. For instance, your applications for new cards and balance transfers remain subject to approval. To use, simply: top-up your card tap on at the start of your journey tap off at the end. <>stream
This will allow you to deactivate your Mobile myki. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> 0000001606 00000 n
The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Does a balance transfer happen automatically? WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. 185 0 obj The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. If you receive a check, you need to send it to your old cards issuer on your own. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . What is the Best No Annual Fee Credit Card? You may be using an older version of Google Wallet. 0000000016 00000 n
Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Transfer registration. Sorry, the Seniors Card program cannot replace lost myki cards. Carrying that balance is costing you $1,000 a year in interest. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. December 29, 2022 - 1:47PM. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . replacement card and to organise a balance transfer from your old myki to your new one. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. 215 0 obj Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. 0000004886 00000 n
Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. 0000001798 00000 n
Wallethub doesnt charge for this service. Only time I had to was when my original myki was expiring. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. The unused money does not sit in an account earning interest. 2. <> Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . His expertise includes mortgages, loans, credit cards, insurance and international money transfers. 0000001076 00000 n
Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Wtf? You will need to provide identification to show that you are the registered myki card holder. What's Auto-load? Auto-load is the same as auto top up. endobj What is the best credit card for excellent credit? Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 188 0 obj The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Refunds cannot be issued for less than $5. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. 0000001755 00000 n
You haven't explained why you need to transfer balance. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You can register your Mobile myki via Register your myki. Step 5: Apply for the New Card. Pay down this card's balance quickly to improve your credit. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Cookie Notice If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. When a Myki card is lost or . I've got a new Myki in my Seniors package. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Please note, balance transfer is not instantaneous. How long do balance transfers take with Chase? The reason for that is because low interest rates for transfers are made to attract new customers. For more information, visit the V/Line website. hb```* wAbl,>|``8ux
p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD=
<
Mj.15;8BS og8~Pm`apa9kXv0ah G
#}){4Pcl;]xLy@ =M If you're still travelling after 2 hours, you'll be charged a daily fare. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. My old one is registered and everything with my account but there seems to be no way to import that one in. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Contact us to request the transfer. Is it bad to do multiple balance transfers? You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card.